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There are 4 basic types of insurance coverage that is recommended for businesses.

Property Insurance coverage protects your building structure in the event of damage, similar to that of homeowner's insurance. The person property inside the structure is also covered.

Liability insurance coverage protects the business owner in the event that a person makes a claim of harm against the business. Medical bills resulting from a third party being harmed on the businesses property is also included.

Business vehicle insurance coverage protects all vehicles owned by a business. The business vehicle is protected against accidents or theft and may be repaired or replaced.

Workers compensation insurance coverage protects the business by covering medical bills and lost wages resulting from an employee injury during the course of employment.

 

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